I-tokenization yenethiwekhi
Faka amathokheni enethiwekhi avikelekile esikhundleni samakhadi agciniwe
I-tokenization yenethiwekhi ifaka inombolo yekhadi langempela yekhasimende (PAN) ithokheni eyingqayizivele, enikezwe inethiwekhi evela ku-Visa, Mastercard, noma i-Amex. Ithokheni ayisebenzi uma ibanjwa, kodwa isasebenza ukucubungula izinkokhelo ngaphandle kwezinkinga - ngakho ibhizinisi lakho lingagcina amakhadi futhi likhokhelise amakhasimende lingakaze libe nedatha yekhadi elibucayi.
Ngokungafani nekhadi eligciniwe elilula, ithokheni yenethiwekhi ihlala isebenza noma ngabe ikhadi eliphathekayo lekhasimende liphinde lanikezwa, liphelelwa yisikhathi, noma lishintshiwe. Amanethiwekhi amakhadi agcina ithokheni ibuyekezwa ngokuzenzakalelayo, okusho ukuthi ukwenqatshelwa okuncane kokuthengiselana kanye nemali engenayo eqhubekayo.
Amathokheni enethiwekhi asebenza yonke indawo lapho usebenza khona
I-tokenization yenethiwekhi isebenza ngasese kuyo yonke imikhawulo i-Mobipaid eseyisekelayo: inkokhelo nge-link, i-checkout online, i-QR invoicing, i-virtual terminal, kanye ne-recurring billing. Akukho lutho amakhasimende akho okudingeka alufake futhi akukho okwengeziwe okudingeka uphathe - i-tokenization isetshenziswa ngokuzenzakalelayo ezinkokhelweni ezigciniwe neziphindaphindayo.
Amazinga okuvunyelwa aphezulu, ukwenqatshelwa okuncane kokukhokhelwa
Amabhange anikela ngamathokheni enethiwekhi athembela kakhulu kunokuba ngezinhlamvu zamakhadi, ngakho-ke ukuthengiselana kunokwenzeka ukuvunyelwa. Amabhizinisi ezokubhalisa kanye nezinkokhelo eziphindaphindayo, lokhu kusho:
- Ukwenqatshelwa okuncane kwamakhadi aphelelwe yisikhathi noma aphinde anikezwe, ngenxa yokubuyekezwa okuzenzakalelayo kwesikhathi sokuphila kwethokheni.
- Amazinga okuvunyelwa aphezulu ekuthengiselaneni okuphindaphindayo.
- Ukwehla kokulahleka okungazelelwe okubangelwa ukubuyekezwa okuhlulekile.
- Isikhathi esincane esichithwa ukujaha amakhasimende ukuthi aphinde afake imininingwane yekhadi.
Ukuvikeleka okwakhelwe kukho konke ukuthengiselana
Amathokheni enethiwekhi enza idatha yekhadi eligciniwe ingabi nalutho kubaduni, engeza ungqimba olunamandla phezu kwemvelo ye-PCI DSS Level 1 ye-Mobipaid, i-end-to-end encryption, i-3-D Secure, kanye nokutholwa kobugebengu kwe-AI. Izinombolo zamakhadi angempela zamakhasimende akho azikaze zibe ezinhlelweni zakho.
Inzuzo eyengeziwe
- Ukuvikeleka okuqinile — izinombolo zangempela zamakhadi zithathelwa izindawo amathokheni akhishwe inethiwekhi angenamsebenzi uma kwenzeka wephulwa.
- Amazinga aphezulu okugunyazwa ezinkokhelweni ezilondoloziwe nezivunyelwayo, agunyazwe ngqo amanethiwekhi amakhadi.
- Izibuyekezo zamakhadi ezizenzakalelayo — amathokheni ahlala esebenza lapho amakhadi ephinde akhishwa noma aphelelwa yisikhathi, kunciphisa ukwehluleka kwezinkokhelo.
- Ukuncipha kokushintshashintsha okungazelelwe kwamabhizinisi okubhaliselwe nezinkokhelo eziphindaphindayo.
- Isebenza kuwo wonke amazintshana e-Mobipaid — inkokhelo-nge-link, i-checkout, ukuthumela i-invoyisi nge-QR, kanye ne-virtual terminal.
- Iyahambisana ngokugcwele ne-PCI DSS Level 1 — thina siphathe ukuhambisana ukuze wena ungadingi.
- Ayikho i-hardware eyengeziwe, izinhlelo zokusebenza, noma isenzo samakhasimende esidingekayo.
- Isekelwa ku-Visa, Mastercard, kanye namanethiwekhi amakhulu amakhadi.